Save vs. Splurge: Fall Edition

Everyone has a different opinion on what you should save on and what you should splurge on. My mom’s idea of splurging is finding a designer bag on sale for under $100, while mine is… a little different. Whatever your opinion might be, I wanted to share some pieces that I think are wardrobe staples to splurge on and pieces that maybe you should try and find at Forever 21. I’d love to know, what are some items you think are worth splurging on and what would you rather save on?

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1. Coats/Jackets

For the fall and winter season, especially in New York, a good coat is an absolute MUST. It gets chilly pretty quickly here, so you need at least 2 coats (a light one and a heavy one) to cover all your bases. I think no matter where you live or what the temperature is, it’s important to have a coat that fits your needs and will last you a long time so I would definitely splurge on a good coat.

2. Denim

A great pair of jeans can do wonders for your wardrobe and give it some more longevity compared to more trendy items. Denim is forever, so I am definitely willing to spend a little bit more on a pair of jeans or a denim jacket. It’s more so an investment. But, if you’re pregnant or going through a time where your weight/body shape isn’t consistent, hold off on buying those $200 jeans until you feel you’ll get a good cost per wear ratio.

3. Boots

Boots are such a classic piece and they come in all sorts of styles and colors. If you find a style that works for your wardrobe and your budget, it’s totally okay to spend a few extra dollars on a pair that will last. Boots will never go out of style, so I personally like to invest a little bit more money into them, especially my ankle boots. But I’m not talking about all the trendy chunky boots, or glittery over the knee boots. Classic black ankle boots, tan/brown riding boots, or black over the knee boots, are always going to be in style so definitely worth splurging!

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4. Basics

This might be an unpopular opinion, but I think there are plenty of good quality affordable basics, so it’s not necessary to spend $40 on a white t-shirt. Target and Nordstrom’s bp. brand carry loads of high quality basic t-shirts and tanks, so it just makes more sense to spend less for the same quality. Plus, these are usually much easier to take care of! Who really wants to take 10 t-shirts to the dry cleaners??

5. Trendy Pieces

This one is probably a no brainer, but trends are so temporary that there’s just no point in spending a lot of money on something you can’t wear 6 months from now. With fast fashion stores like Zara, H&M, Forever 21 and online shopping sites like Fashion Nova, there’s really no need to to spend a lot on these pieces. These stores have made trendy fashion attainable, without breaking the bank.

6. Accessories

This might also be an unpopular opinion, but when I say accessories, I’m not talking about your high quality gold jewelry or Grandma’s vintage Chanel bag. I’m thinking more along the lines of statement earrings, “belt” bags, visors, or whatever else. Along the same lines as the trendy items, does it make sense to spend a lot on that metallic fanny pack that you won’t even want to wear in 3 weeks? I didn’t think so.

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It’s Up to You!

These are the items, that could really go either way depending on what works with your style, needs, or values. These are up for you to decide if you want to splurge or save on them!

7. Sweaters

You know I love a good sweater, but sometimes the cost to maintain the quality is not always worth it. I like to buy my sweaters moderately priced in fabrics or from brands that I know are easy to wash and wear. I love sweaters from Urban Outfitters, because they are moderately priced (approx. $39-69) but they wear really well and can be washed in your washing machine at home!

8. Leather/Faux Leather

This is totally dependent on your values and your style. I think leather-looking pieces are an absolute staple for my own wardrobe, but someone else can probably live without them. There’s also the financial and moral issue of buying real leather or fake leather. I personally, prefer to buy faux leather, but I like them to be high quality since I wear them often so I spend a little bit more. This one is all about what you prefer and if it will work for you!

9. Handbags

A good handbag can really go the distance and give you the best cost per wear. However, if you’re someone who likes to use a different bag every day, maybe it’s okay to spend less on handbags. Or maybe you like spending more on your handbags BECAUSE you don’t use them every day. This is definitely a personal choice! I personally, like to invest in a handbag that I will get the use out of. Whether it’s a structured bag for work, a leather tote or a small crossbody, if I know I’ll use it, then I’ll buy the designer bag for a little (or a lot) more.

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